Floods are one of the most terrifying events to occur in any home, especially if it’s the result of a natural disaster. As expected, your priority should be the safety of your family, and while you make arrangements for their protection, you can do the following things before repairs start.
1. The first step is to cut off the power supply.
Be very careful before going in to grab items as flood water could carry an electrical current to electrocute you or even cause a fire, as well as bring bacteria and microbes into your home. Locate your circuit panel and shut off all power circuits, even if the power from the grid is off. Watch out for signs of potential danger, like a collapsed roof. If the home appears unsafe to enter, do not attempt to go inside.
2. Document Everything
Since you do not know how long it will take before the insurance process kicks in, you will need to start compiling documentation of everything. Pictures and videos are essential, as well as written reports about the condition of the home. If the house worsens after the initial damage let your records reflect it. The claims adjuster will carry out another investigation on getting to your property and the more information you offer, the better informed they can be during their assessment.
3. Begin the Repair Process
As soon as you can, drain the water from your home. If you have a sump pump, you can elect to do it yourself, or you could decide to hire an expert for the job. Take extra caution when paying for services if your claims adjuster is not done assessing the degree of the damage. It’s advisable that you keep receipts for whatever you purchase, no matter how unimportant you think it is.
4. Be Patient and Cautious
If your region was declared a disaster area because of the flood, you might have to spend a long time before you get access to repair services. Protect yourself from repair scams by asking anyone who comes to your home to provide identification and confirmation that they are from your insurance company, as many conmen often use this con to defraud victims.
If you need special help and assistance from FEMA or other relief agencies, don't hesitate to reach out to them.
Hi, I'm Audrey L. D. Petschek , Broker, owner of Blue Horse Realty, LLC and I'd love to assist you!
I have over 20 years of experience, sales over 100 Million dollars and accolades in the Industry including:
"Best of the Best",
Top 1% out of 62,000 Agents Internationally,
8 xs Agent of the Month in a single year,
International President's Elite. (Top percentile for producers)
In addition, I have been named
10 BEST Real Estate Agent in Connecticut for Client Satisfaction for 2018, 2019, 2020.
I offer Blue Ribbon Service to all my clients!
I cover all of Fairfield County and into Litchfield and New Haven Counties and travel further for Equestrian properties and land acquisitions.
20 years on the Greenwich Board of Realtors, I also hold higher designations:
Certified Residential Specialist , CRS,
Accredited Buyer Representative, ABR,
Seller Representative Specialist, SRS,
Graduate of the Realtor Institute, GRI and
CHP, Certified Home Specialist.
Let me put my expertise and Blue Ribbon Service to work for you!