Choosing the best homeowners insurance can seem like a daunting task. Luckily, there are some ways you can make the process easier. Here are some tips to get you started:
How to choose the best homeowners insurance policy for you
The first step to choosing the best policy is to understand what's included in homeowners insurance coverage. Homeowners insurance covers damage to your home, as well as personal liability coverage for damages or injuries.
A homeowners policy can also help pay for temporary lodging if you're unable to live in your home while it's repaired. This is included in the part of coverage for additional living expenses.
How to compare homeowners insurance companies
When comparing insurance providers, there are three key things to consider: cost, location and reviews. You can compare the cost of homeowners insurance policies by getting quotes from providers.
The rate quotes will be partially based on your location and other factors like crime or extreme weather. Also, reading reviews can give you insight into a company's policies and customer service.
How to tailor your insurance coverage and bundles
A homeowner insurance company can offer a variety of extra protection in the form of personal property coverage for personal belongings. However, if you live in an area prone to floods or earthquakes, you'll need an additional policy for extended coverage.
Discussing your needs with an insurance provider is the best way to determine you get the coverage you need.
About the Author
Audrey L. D. Petschek
Hi, I'm Audrey L. D. Petschek , Broker, owner of Blue Horse Realty, LLC and I'd love to assist you!
I have over 20 years of experience, sales over 100 Million dollars and accolades in the Industry including:
"Best of the Best",
Top 1% out of 62,000 Agents Internationally,
8 xs Agent of the Month in a single year,
International President's Elite. (Top percentile for producers)
In addition, I have been named
10 BEST Real Estate Agent in Connecticut for Client Satisfaction for 2018, 2019, 2020.
I offer Blue Ribbon Service to all my clients!
I cover all of Fairfield County and into Litchfield and New Haven Counties and travel further for Equestrian properties and land acquisitions.
20 years on the Greenwich Board of Realtors, I also hold higher designations:
Certified Residential Specialist , CRS,
Accredited Buyer Representative, ABR,
Seller Representative Specialist, SRS,
Graduate of the Realtor Institute, GRI and
CHP, Certified Home Specialist.
Let me put my expertise and Blue Ribbon Service to work for you!
